Loan Information

Federal Direct Loan Limits (Subsidized and Unsubsidized) for Dependent Students
Academic Level Base Loan Amount
(Maximum Subsidized and/or Unsubsidized)
Additional Unsubsidized
Loan Amount
Maximum Total Annual Loan Amount Maximum
Total Debt from Stafford Loans
(Aggregate
Loan Limits)
Freshman Level: 1 to 29 Credit Hours $3,500  $2,000  $5,500

$31,000

(no more than $23,000 can be in subsidized loans)

Sophomore Level: 30 Credit Hours and Above $4,500 $2,000 $6,500
Federal Direct Loan Limits (Subsidized and Unsubsidized) for Independent Students
 Academic Level Base Loan Amount
(Maximum Subsidized and/or Unsubsidized)
Additional Unsubsidized
Loan Amount
Maximum Total Annual Loan Amount Maximum
Total Debt from Stafford Loans
(Aggregate
Loan Limits)
Freshman Level: 1 to 29 Credit Hours $3,500  $6,000  $9,500

$57,500

(no more than $23,000 can be in subsidized loans)

Sophomore Level: 30 Credit Hours and Above $4,500 $6,000 $10,500